Author name: Sreekanth

I’m the creator behind Cashvanto (personal finance for India). I turn complex money topics—EMIs, SIPs, taxes—into clear, step-by-step guides and tools. This content is educational, not investment advice. Need help or corrections? cashvanto.com/contact-us

national pension scheme
Invest

National Pension Scheme: Complete Guidance, Calculator (2025)

The National Pension Scheme (NPS) is one of India’s most powerful retirement planning tools, offering flexible investment options, market-linked returns, and tax benefits under Sections 80C and 80CCD(1B). In this detailed guide, you’ll learn everything — from NPS account types, returns, and withdrawal rules to using the NPS calculator and understanding the latest updates for 2025. Whether you’re a salaried employee, self-employed professional, or government worker, this post will help you make informed decisions for a secure financial future.

UPS Pension Scheme
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NPS/UPS Pension Scheme: Life Cycle 75 is a Game Winner

NPS/UPS Pension Scheme Latest Update The Government of India has recently approved the extension of new investment options — Life Cycle 75 (LC75) and Balanced Life Cycle (BLC) — to Central Government employees under both the NPS and the UPS scheme. The UPS Pension Scheme is crucial for government employees to secure their retirement. Understanding

Side Hustles in India
Financial Freedom

Best Side Hustles in India 2025

Looking for the best side hustles in India without investment? This guide shows you 20+ proven ways to earn extra income online—from freelancing and tutoring to affiliate marketing—without spending a rupee. Learn how to choose the right hustle, stay consistent, and build real financial freedom with CashVanto.

NPS Vatsalya Scheme
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NPS Vatsalya Scheme 7 Powerful Reasons to Choose for Your Child’s Financial Future

The NPS Vatsalya Scheme is a unique pension plan for minors that helps parents secure their child’s financial future. In this guide, we explain how it works, key benefits, tax rules, withdrawal options, and how to calculate future returns with the NPS Vatsalya calculator. We also compare it with PPF and Sukanya Samriddhi so you can decide the best plan for your child’s savings.

PPF Interest Rate
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PPF Interest Rate Guide: Rules, Benefits & Maturity Calculator

Confused about PPF? This complete guide explains the current ppf interest rate, account opening process, withdrawal rules, and tax benefits. We also show how much you can earn after 15 years with practical examples and a PPF calculator. Whether you invest through SBI, Post Office, or online, this PPF guide helps you make smarter savings decisions for long-term financial security.

elss
Invest

ELSS 2025 Guide: Maximize Tax Savings and Long-Term Returns

Looking to save tax and build wealth? ELSS (Equity Linked Savings Scheme) funds are India’s most popular tax-saving mutual funds with a 3-year lock-in. In this 2025 guide, we explain how to invest in ELSS, what ELSS funds are, whether they’re taxable after 3 years, and which funds are performing best. A clear, practical roadmap for new and experienced investors.

Best Fuel Credit Cards in India
Save Money

Fuel Credit Cards 2025: Maximise Savings & Avoid Hidden Costs

Fuel costs are eating into your budget every month? A fuel credit card can help you save up to 8% on petrol and diesel in 2025. In this guide, we compare the best cards from IOCL, BPCL, HPCL, and more, explain hidden charges, and show you real savings examples—so you know exactly which card puts more money back in your pocket.

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